This is tailored to individuals, partnerships, or trusts who may have a hobby farm, this is a hybrid package between and farm and homeowners policy and meant for Farming activities that would be normally excluded on a basic homeowners policy.
COVERAGES:
- Covers your farm, residence, barns, outbuildings and more
- Farm liability, personal liability, and farm stand/markets coverage are included
- Major coverages include windstorms, fire, hail, theft, and identity theft
- Mechanical equipment and utility service lines failures
- Up to $200,000 blanket coverage for farm personal property and machinery
- Farm machinery, tools and products, livestock and supplies
- Can have up to (20) horses along with boarding, breeding, training, and lessons operations
- Equine coverage for horses in your care, custody, and control
- Equine activities and participants at shows and events
- Tack belonging to others
- Three level of options: Choice, Select, and Premier
LIMITATIONS:
- Must have only (1) owner occupied residence, and be located where the farming takes place
- Risks that qualify for a basic homeowners policy
- Country Estates package is not meant for manufactured homes or mobile homes.
- Not intended to insure buildings on more than one location, but liability can be extended