This coverage is specifically designed for farms and ranches with owned horses used for pleasure, racing, or competition. This package applies to boarding, training, and lesson facilities, breeding facilities, and riding and polo clubs.
Liability Coverage:
- Owned horses, mules, burros, and donkeys are included in horse liability
- Participants and activities at shows and events
- Riding instruction and training
- Boarding
- Hay, sleigh, carriage, and buggy rides
Property Coverage:Â
- Residences and household contents
- Farm products and supplies
- Barns and Farm machinery
- Tack, hay, and grain
Optional Enhancements:
- Valuable papers, records, and computer equipment
- Farm income loss
- Non-owned tack
- Golf carts and vehicles
- Show judge liability
- Other horses in your care
Limitations:
- Rescue horses that allow for public interaction or adoption
- Equestrian, jousting, vaulting are excluded
- Endurance riding on premises and training or use of broncs