Farm and Ranch Insurance

American National goes beyond traditional farm or ranch coverage, providing a flexible farm package, with up to (10) peril group coverages all under one policy.

Areas of coverages include people, property, liability and livestock:

Liability: personal, business, farm, equine, commercial auto, umbrella, fire, legal 

1. Livestock boarding
2. Farm employee coverage
3. Care, custody, control of livestock

Livestock: Perils include fire, vehicle collision, wind, hail, theft, drowning, animal attacks, flood

1. Electrocution
2. Accidental shooting
3. Loading and unloading

Residence and Household Contents: Replacement Cost Coverage

1. Fences
2. Custom entrance gates
3. Computers and hardware

Buildings and Building Contents: Replacement Cost Coverage

1. Barns and farm structures
2. Silos and sheds and greenhouses
3. Farm income loss

Farm Personal Property:  equipment breakdown, farm machinery 

1. Farm products, supplies, and tools
2. Haystack coverage
3. Irrigation equipment

Scheduled Personal Property: Direct physical loss or damage for valuable

1. Watercraft
2. Guns and jewelry
3. Coins, stamps, artwork, silver, gold, musical instruments, cameras

Commercial Auto: liability, physical damage, medical, uninsured motorist